// Combined: How it works + Why this is safe (you never pledge your shares).

const NoPledge = () => {
  const items = [
    { icon: <Icon.NoLien/>,    title: 'No forward contract', body: 'We never put a claim on your shares.' },
    { icon: <Icon.NoSale/>,    title: 'No sale',            body: 'You are not selling, tendering, or running a secondary.' },
    { icon: <Icon.NoSpv/>,     title: 'No SPV',             body: 'No special-purpose vehicle, no forward contract, none of the structures regulators have been shutting down.' },
    { icon: <Icon.NoCompany/>, title: 'No company sign-off',body: 'Your employer and your cap table never get a request, and never get told.' },
    { icon: <Icon.NoMargin/>,  title: 'No margin call',     body: 'If your company’s 409A moves, your mortgage does not.' },
  ];
  return (
    <section className="section dark" id="how">
      <div className="container">
        <div className="section-head" style={{maxWidth: 760}}>
          <div className="eyebrow">02 / How it works</div>
          <h2 className="h2">You never pledge your shares.</h2>
          <p className="section-sub">
            A regular mortgage with one difference: a lender that can read
            your whole balance sheet. Your equity is proof, not collateral.
            It stays 100 percent yours, untouched, and entirely your upside.
          </p>
        </div>

        <div className="never">
          {items.map((it, i) => (
            <div key={i} className="never-card">
              <div className="never-icon">{it.icon}</div>
              <h4>{it.title}</h4>
              <p>{it.body}</p>
            </div>
          ))}
        </div>

        <p className="never-close">
          The mortgage is secured by your home. Your
          equity simply lets the lender see the whole picture.{' '}
          <strong>
            If anyone ever asks you to pledge your shares, sell them, or
            route them through an SPV to get a loan, that is the old and
            messy way, and it is exactly the thing that has been blowing
            up. This is not that.
          </strong>
        </p>
      </div>
    </section>
  );
};

window.NoPledge = NoPledge;